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      <news:title>401(k) vs IRA: What Each Account Is Actually Better At</news:title>
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    <loc>https://ledgertouch.com/blog/planning-and-costs/accumulation-income-units-excess-reportable-income</loc>
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      <news:title>Accumulation vs Income Units: Taxed on Cash You Never See</news:title>
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      <news:title>Bond Duration: What a 1% Rate Move Actually Costs</news:title>
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      <news:title>How ETF Creation and Redemption Keeps Price Near NAV</news:title>
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      <news:title>FSCS Protection: £120,000 Deposits vs £85,000 Investments</news:title>
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      <news:title>Income Protection: The Definitions That Decide a Claim</news:title>
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      <news:title>Index-Linked Bonds: The Uplift, the Lag, and 2022</news:title>
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      <news:title>The ISA Rules That Bite: Flexibility, Transfers, Death</news:title>
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      <news:title>Momentum: 6.19% a Year, a 78.5% Crash, 35% Turnover</news:title>
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      <news:title>Pension Tax Relief: Relief at Source vs Net Pay</news:title>
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      <news:title>Physical vs Synthetic ETFs: the 10% Counterparty Cap</news:title>
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      <news:title>Platform Fees: Where a Flat Fee Overtakes a Percentage</news:title>
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      <news:title>REITs vs Direct Property: Same Buildings, Different Risk</news:title>
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      <news:title>Tracking Difference vs Tracking Error: The 0.32% Gap</news:title>
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      <news:title>UK Dividend and Savings Tax: When 20% Becomes 45%</news:title>
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      <news:title>UK Inheritance Tax Thresholds and the 60% Taper Zone</news:title>
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    <loc>https://ledgertouch.com/blog/planning-and-costs/uk-share-matching-rules-section-104-pool</loc>
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      <news:title>UK Share Matching Rules: Same Day, 30 Days, Section 104</news:title>
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      <news:publication_date>2026-08-08T09:51:39.368Z</news:publication_date>
      <news:title>The Value Premium After 1992: 1.5% a Year, Not 4.8%</news:title>
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    <loc>https://ledgertouch.com/blog/planning-and-costs/wash-sale-rule-61-day-window-ira-trap</loc>
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      <news:title>Wash Sale Rule: The 61-Day Window and the IRA Trap</news:title>
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    <loc>https://ledgertouch.com/blog/markets/yield-curve-inversion-recession-lead-times</loc>
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      <news:title>Yield Curve Inversion: Every Lead Time Since 1966</news:title>
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